NORTHWEST PAYMENTS ONLINE QUOTATION TOOL

NorthWest Payments card payments

Get an instant indicative quote

Tell us a little about your card takings and we'll show you our charges for card payments, plus other important information about the service, so you can compare us with other providers.

Our indicative offer

Our card payments service

This summary shows our charges for card payments, and other important information about our service. You can use this to compare our service with other providers, to find the best deal for you.

Card turnover: Average transaction: Business type:

Your cost for accepting common individual card payments⁵

Mastercard

UK-based card	Debit²	Credit³	Business⁴
In person⁶
Online/phone⁷

Visa

UK-based card	Debit²	Credit³	Business⁴
In person⁶
Online/phone⁷

Additional charges per transaction

Authorisation fee

Other potential transaction charges

Chargeback fee

Retrieval fees

Example

If your customer uses a Mastercard personal debit card in person to purchase a £10 item, you would pay:

If your customer uses a Visa personal credit card online or by phone to purchase a £10 item, you would pay:

Other monthly charges

Point-of-sale terminal (per terminal per month)

Gateway⁸

PCI DSS service fee⁹

Minimum monthly service charge (MMSC)¹⁰

Other details

Settlement time

Payment brands accepted

The proportion of your transactions represented by each card type.
Personal debit cards.
Personal credit cards.
Business debit cards.
These are the most commonly used cards for most merchants. You pay a percentage of each card payment you receive. This varies depending on the type of card. You may also accept other card brands and types, which may cost more.
A card payment where the card, cardholder and merchant are all in the same place.
A card payment where the card, cardholder and merchant are not all in the same place.
A service for capturing and transferring payment data.
Charges relating to your compliance with card security and anti-fraud standards.
Amount payable if your monthly transaction charges do not meet a minimum agreed amount.

Indicative pricing only and subject to individual circumstances.

Want a personalised quote?

Talk to the Northwest Payments team and we'll tailor a NorthWest Payments package to your business.

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Frequently Asked Questions

What types of businesses can benefit from your payment solutions??

At NorthWest Payments, we cater to businesses of all sizes and industries. Whether you run a retail store, restaurant, e-commerce website, or provide professional services, our payment solutions are designed to meet your specific requirements. We understand that each business is unique, and we tailor our services to accommodate your needs effectively.

How secure are your payment processing systems?

Security is our top priority. Our payment processing systems utilise the latest encryption technologies and adhere to stringent industry standards to ensure the utmost security of your transactions and customer data. Additionally, we regularly update our systems to stay ahead of emerging threats and provide ongoing support to help you maintain compliance with data security regulations.

Can I expect competitive rates for your payment solutions?

Absolutely. At Northwest Payments, we understand the importance of cost-effectiveness for businesses. That's why we offer competitive rates for all our payment solutions, including payment terminals, virtual options, and more. Our transparent pricing structure ensures that you know exactly what you're paying for, with no hidden fees or surprises. Plus, we're committed to providing excellent value for money, helping you maximize your profits while enjoying the benefits of our reliable payment services.

What if I am new to taking card payments?

At Northwest Payments, we make it easy for newcomers to start accepting card payments by guiding you through the setup process and helping you choose the right payment solutions for your business. We also provide clear information on fees and offer robust support and training resources to ensure a smooth integration and operation.